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BUYING A TENANTED INVESTMENT PROPERTY

There are plenty of upsides to buying an investment property that already has a tenant, as well as risks. Here’s how to minimise them. Purchasing an investment property that already has a tenant means you collect rent from day one. The lease just carries on as it did...

What is LVR? The mortgage industry is a wide, wondrous world with a language all its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means. When you are working out what amount you can borrow to purchase...

Stamp Duty Explained

Stamp Duty Explained

Stamp duty is a charge which is applied by State Governments in Australia on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for in addition to your loan deposit. The amount of stamp duty you are required to pay differs in each state, however, there are three factors, along with the value of the property, that determine how much stamp duty you will pay.

Solicitors Versus Conveyancers

Solicitors Versus Conveyancers

A conveyancer is a solicitor that just deals with property, right? Wrong! The two are different and it is important to have the right one on your team to avoid paying too much while still getting the advice you need.

Housing Affordability

Housing Affordability

We regularly hear about the housing affordability crisis in the news. It’s said that this trend will continue in Sydney and Melbourne for the next 40 years, due to demand pressures and limited supply. However, it’s not all doom and gloom – there are steps we can take to make the best of this challenging situation.

Bridging Loan or Deposit Bond?

Bridging Loan or Deposit Bond?

When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit. There are typically two options in this scenario: a bridging loan or a deposit bond.

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